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In Sellersburg IN
Get the coverage you need today to protect your home, business, and family’s future with our best insurance services in Sellersburg IN.
Easily access your claim details and status with our user-friendly insurance service for Sellersburg, IN residents. Discover available claim types and stay informed throughout the process.
Our professional insurance services in Sellersburg IN, are designed to cover every aspect of your life, from your home to your business.
Whether you need reliable homeowners insurance in Sellersburg IN to protect your property, auto insurance for peace of mind on the road, or business insurance to safeguard your livelihood, we’ve got you covered. Our dedicated team works closely with you to tailor policies that meet your specific needs, ensuring that you have the right protection in place. Trust Lewis & Associates Insurance, the best insurance agency in Sellersburg IN, to provide reliable, efficient, and effective coverage so you can focus on what matters most. From home to business, we’ve got you covered.
Several factors influence auto insurance premiums, including your driving history, age, location, type of vehicle, and the coverage options you choose. Understanding these factors can help you find the best rates.
First, ensure everyone’s safety and seek medical help if needed. Next, exchange information with other parties, document the accident scene, and contact your insurance provider promptly to report the incident.
Coverage for rental cars depends on your policy. Some auto insurance policies include rental car coverage, but limits and conditions may vary. Check with your insurer to understand your specific coverage details.
Yes, most insurance providers offer customizable auto insurance policies. You can select from various coverage options, deductibles, and additional features to tailor your policy to your specific needs.
Collision coverage typically protects against damage to your vehicle from accidents involving other vehicles or objects. In contrast, comprehensive coverage protects against damage from incidents such as theft, vandalism, or natural disasters.
A deductible is the amount you must pay out-of-pocket for covered medical expenses before your health insurance plan begins to pay for your care. Understanding your deductible is crucial for effective financial planning regarding your healthcare costs.
Whether you can keep your current doctor depends on the provider network of your health insurance plan. Be sure to check with your insurer or review the provider directory to confirm if your doctor is included in the network.
HMO (Health Maintenance Organization) plans typically require you to select a primary care physician and obtain referrals to see specialists. In contrast, PPO (Preferred Provider Organization) plans offer greater flexibility in choosing providers but often come with higher costs.
Yes, many health insurance plans cover preventive care services, such as vaccinations, screenings, and annual check-ups, without requiring you to meet a deductible or pay a copayment. This coverage helps promote overall health and early detection of issues.
Can I change my health insurance plan outside of open enrollment?
Term life insurance provides coverage for a specific period, while whole life insurance provides coverage for your entire life and includes a cash value component.
The amount of coverage you need depends on factors such as your income, debts, lifestyle, and future financial obligations. A financial advisor can help you determine an appropriate coverage amount.
Yes, many life insurance policies allow you to make changes. You may be able to adjust coverage amounts, add riders for additional protection, or convert a term policy to a permanent policy.
If you miss a premium payment, your life insurance policy may enter a grace period during which you can make the payment without coverage lapsing. However, if you continue to miss payments, your policy may eventually lapse.
Generally, life insurance death benefits paid to beneficiaries are not taxable as income. However, there may be exceptions for policies with investment components or estate tax considerations.
Full protection for all potential risks.
Tailored plans to fit your needs.
Affordable premiums without sacrificing quality.
Dedicated support for all inquiries.
Quick handling of claims for prompt resolution.
Established reliability and positive feedback.
Quickly access the details and status of your claim with our easy-to-use information service.
Quickly access the details and status of your claim with our easy-to-use information service.
When it comes to protecting your home, our reliable house insurance services in Sellersburg IN, provide comprehensive coverage against unforeseen events such as fire, theft, and natural disasters. Our competitive rates and exceptional customer service ensure that you receive the support you need when it matters most. Whether you own a house or condominium, Lewis & Associates Insurance is here to provide peace of mind and reliable protection for your home.
Quickly access the details and status of your claim with our easy-to-use information service.
Quickly access the details and status of your claim with our easy-to-use information service.
Quickly access the details and status of your claim with our easy-to-use information service.
Quickly access the details and status of your claim with our easy-to-use information service.
Quickly access the details and status of your claim with our easy-to-use information service.
Quickly access the details and status of your claim with our easy-to-use information service.
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We are dedicated to providing the best insurance services in Sellersburg IN tailored to meet your specific needs and circumstances. Whether it’s safeguarding your home, insuring your business, or securing your family’s future with life insurance, we are committed to delivering peace of mind through reliable coverage and exceptional service.
Craig2024-08-22I have had policies with Erie, through Richard’s agency, for about a year and half. Richard has been a great resource for all my families insurance needs. Anytime I have a question or concern he is always one phone call away. I highly recommend him.Tracy Amos2024-08-21Great company and Richard is amazing! He got me a lower rate than I was paying, got me homeowners on the fly when my previous company of over 20 years dropped me with no warning, and is prompt with both service and answering questions or concerns. I should have gone with him years ago.Mitch Anderson2024-02-29Richard is the best insurance guy I know, not only did he save me lots of money on my home vehicle and boat insurance but deals with my constant changing of vehicles from my wheeling and dealing. He won my business for sure!!!Gary Turpin2023-12-01I like saving money & that is exactly what Richard did for me. I had some specific questions which he answered & took care of everything. I am a happy customer.Jeff Nash2023-11-14I had a water leak claim and Richard Lewis was quick to take my call and walk me thru the process and has continued to follow up throughout the entire process. Great customer service! Great to have a reliable agent.David Wilson2023-10-05Went there on October 3rd got a quote on home and auto insurance. Took the quotes home to look over with my wife. Went back on October 4th set down with the agent went over the quotes and agreed to the policy’s, the agent wrote them up and had me e sign them, the agent printed me out cards to put in my truck and car saying the insurance would take effect on the 10th of October. I wrote the agent a check for over $2000.00 the next morning on the 5th of October I checked my bank account and the check had been cashed. At about noon on the 5th the agent calls and says the under writer would not accept the policy’s. I ask for my money back and was told Erie would have to issue me a refund. I ask when that would be and was told soon. So now I have to wait til who knows when to get my money back. Rate this agency from 1-10 a 0 if your looking for a bad experience go there. I think I’ll see what the attorney general of this state thinks about how they can write and have you sign a policy and you pay them in full for those policy’s and they give you cards to put in you autos saying the insurance would take effect on the 10th then they call you the next day after cashing your check saying the under writer won’t accept the policy’s. And they couldn’t tell me when I would receive my money back. Wouldn’t recommend Erie insurance and this agency Lewis and associates.Melissa Burroughs2023-09-12I saved a lot of money switching to Erie! ;)Brooke Rathman2023-07-18Highly recommend Richard Lewis. Patient, kind, understanding, and saved me money with a better policy. 5 star service definitelyDonna Baldacci2023-06-27Richard is the best insurance agent I have EVER delt with! Very patient & informative. Switched several insurance policies seamlessly! We received better coverage for less $. Thank you for your outstanding service!Clayton Entrican2022-11-16Easy to work with, quick to respond and knowledgeable about insurance products. Would recommend to anyone.
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Have questions about insurance? Ready to explore your coverage options? Don’t hesitate to talk to us at Lewis & Associates Insurance. We are here to provide expert guidance and support.